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	<title>My Merchant Account Blog</title>
	<link>http://www.mymerchantaccountblog.com/</link>
	<description>Helping Merchants to Understand the Credit Card Processing Industry, Electronic Payment Gateways, and Preventing Fraud</description>
	<pubDate>Thu, 1 Dec 2011 19:31:21 GMT</pubDate>
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	<item>
		<title>Visa Chargeback Reason Code 75 - Transaction Not Recognized</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=404</link>
		<comments>http://www.mymerchantaccountblog.com/permalink.asp?id=404#comments</comments>
		<pubDate>Thu, 1 Dec 2011 19:29:47 GMT</pubDate>
		<dc:creator>Corey</dc:creator>
		<category>Uncategorized</category>
		<guid isPermaLink="false">http://www.mymerchantaccountblog.com/permalink.asp?id=404</guid>
		<description><![CDATA[The card issuer received a complaint from a cardholder stating that the
transaction appearing on the billing statement is not recognized. This reason
code applies to both card-present and card-absent transactions.
Most Common Causes
The merchant...]]></description>
		<content:encoded><![CDATA[The card issuer received a complaint from a cardholder stating that the
transaction appearing on the billing statement is not recognized. This reason
code applies to both card-present and card-absent transactions.
Most Common Causes
The merchant...]]></content:encoded>
		<wfw:commentRSS>Corey</wfw:commentRSS>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 74 - Late Presentment</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=403</link>
		<comments>http://www.mymerchantaccountblog.com/permalink.asp?id=403#comments</comments>
		<pubDate>Thu, 1 Dec 2011 19:28:24 GMT</pubDate>
		<dc:creator>Corey</dc:creator>
		<category>Uncategorized</category>
		<guid isPermaLink="false">http://www.mymerchantaccountblog.com/permalink.asp?id=403</guid>
		<description><![CDATA[The transaction was not processed within the required time limits and the
account was not in good standing on the processing date, or the transaction was
processed more than 180 calendar days from the transaction date.
Most Common Causes
The merchant...]]></description>
		<content:encoded><![CDATA[The transaction was not processed within the required time limits and the
account was not in good standing on the processing date, or the transaction was
processed more than 180 calendar days from the transaction date.
Most Common Causes
The merchant...]]></content:encoded>
		<wfw:commentRSS>Corey</wfw:commentRSS>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 73 - Expired Card</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=402</link>
		<comments>http://www.mymerchantaccountblog.com/permalink.asp?id=402#comments</comments>
		<pubDate>Thu, 1 Dec 2011 16:38:07 GMT</pubDate>
		<dc:creator>Corey</dc:creator>
		<category>Uncategorized</category>
		<guid isPermaLink="false">http://www.mymerchantaccountblog.com/permalink.asp?id=402</guid>
		<description><![CDATA[The card issuer received a transaction that was completed with an expired card
and was not authorized.
Most Common Causes
The merchant accepted a card after its expiration or “Good Thru” date and did
not obtain an authorization approval from the...]]></description>
		<content:encoded><![CDATA[The card issuer received a transaction that was completed with an expired card
and was not authorized.
Most Common Causes
The merchant accepted a card after its expiration or “Good Thru” date and did
not obtain an authorization approval from the...]]></content:encoded>
		<wfw:commentRSS>Corey</wfw:commentRSS>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 72 - No Authorization</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=401</link>
		<comments>http://www.mymerchantaccountblog.com/permalink.asp?id=401#comments</comments>
		<pubDate>Thu, 1 Dec 2011 16:26:51 GMT</pubDate>
		<dc:creator>Corey</dc:creator>
		<category>Uncategorized</category>
		<guid isPermaLink="false">http://www.mymerchantaccountblog.com/permalink.asp?id=401</guid>
		<description><![CDATA[The card issuer received a transaction for which authorization was not obtained
or authorization was obtained using invalid or incorrect transaction data.
For Automated Fuel Dispenser (AFD) transactions, the card issuer may only
chargeback the amount...]]></description>
		<content:encoded><![CDATA[The card issuer received a transaction for which authorization was not obtained
or authorization was obtained using invalid or incorrect transaction data.
For Automated Fuel Dispenser (AFD) transactions, the card issuer may only
chargeback the amount...]]></content:encoded>
		<wfw:commentRSS>Corey</wfw:commentRSS>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 71 - Declined Authorization</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=399</link>
		<comments>http://www.mymerchantaccountblog.com/permalink.asp?id=399#comments</comments>
		<pubDate>Thu, 1 Dec 2011 16:12:39 GMT</pubDate>
		<dc:creator>Corey</dc:creator>
		<category>Uncategorized</category>
		<guid isPermaLink="false">http://www.mymerchantaccountblog.com/permalink.asp?id=399</guid>
		<description><![CDATA[The card issuer received a transaction for which authorization had been
declined.
Most Common Causes
The merchant or service establishment attempted to circumvent or override a
declined authorization using one of the following methods:

Forced...]]></description>
		<content:encoded><![CDATA[The card issuer received a transaction for which authorization had been
declined.
Most Common Causes
The merchant or service establishment attempted to circumvent or override a
declined authorization using one of the following methods:

Forced...]]></content:encoded>
		<wfw:commentRSS>Corey</wfw:commentRSS>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 62 - Counterfeit Transaction</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=398</link>
		<comments>http://www.mymerchantaccountblog.com/permalink.asp?id=398#comments</comments>
		<pubDate>Wed, 30 Nov 2011 13:26:56 GMT</pubDate>
		<dc:creator>Corey</dc:creator>
		<category>Uncategorized</category>
		<guid isPermaLink="false">http://www.mymerchantaccountblog.com/permalink.asp?id=398</guid>
		<description><![CDATA[The card issuer received a complaint from the cardholder claiming that he or she did not authorize or participate in the transaction.
Most Common Causes
Counterfeit card was used for a magnetic stripe or chip-initiated transaction that
received...]]></description>
		<content:encoded><![CDATA[The card issuer received a complaint from the cardholder claiming that he or she did not authorize or participate in the transaction.
Most Common Causes
Counterfeit card was used for a magnetic stripe or chip-initiated transaction that
received...]]></content:encoded>
		<wfw:commentRSS>Corey</wfw:commentRSS>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 60 - Illegible Fulfillment</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=397</link>
		<comments>http://www.mymerchantaccountblog.com/permalink.asp?id=397#comments</comments>
		<pubDate>Wed, 30 Nov 2011 13:26:15 GMT</pubDate>
		<dc:creator>Corey</dc:creator>
		<category>Uncategorized</category>
		<guid isPermaLink="false">http://www.mymerchantaccountblog.com/permalink.asp?id=397</guid>
		<description><![CDATA[	The card issuer requested and received a transaction receipt or substitute
transaction receipt and the account number or amount is illegible.
Most Common Causes
The merchant submitted a transaction or substitute sales receipt with an
account number...]]></description>
		<content:encoded><![CDATA[	The card issuer requested and received a transaction receipt or substitute
transaction receipt and the account number or amount is illegible.
Most Common Causes
The merchant submitted a transaction or substitute sales receipt with an
account number...]]></content:encoded>
		<wfw:commentRSS>Corey</wfw:commentRSS>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 57 - Fraudulent Multiple Transactions</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=396</link>
		<comments>http://www.mymerchantaccountblog.com/permalink.asp?id=396#comments</comments>
		<pubDate>Wed, 30 Nov 2011 13:25:03 GMT</pubDate>
		<dc:creator>Corey</dc:creator>
		<category>Uncategorized</category>
		<guid isPermaLink="false">http://www.mymerchantaccountblog.com/permalink.asp?id=396</guid>
		<description><![CDATA[The card issuer received a claim from the cardholder, acknowledging
participation in at least one transaction at the merchant outlet but disputing
participation in the remaining transaction. The cardholder also states the card
was in his or her...]]></description>
		<content:encoded><![CDATA[The card issuer received a claim from the cardholder, acknowledging
participation in at least one transaction at the merchant outlet but disputing
participation in the remaining transaction. The cardholder also states the card
was in his or her...]]></content:encoded>
		<wfw:commentRSS>Corey</wfw:commentRSS>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 41 - Cancelled Recurring Transaction</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=394</link>
		<comments>http://www.mymerchantaccountblog.com/permalink.asp?id=394#comments</comments>
		<pubDate>Wed, 30 Nov 2011 12:57:16 GMT</pubDate>
		<dc:creator>Corey</dc:creator>
		<category>Uncategorized</category>
		<guid isPermaLink="false">http://www.mymerchantaccountblog.com/permalink.asp?id=394</guid>
		<description><![CDATA[	The card issuer received a claim by a cardholder that:

The merchant was notified to cancel the recurring transaction or that the
cardholder’s account was closed but has since billed the customer.
The transaction amount exceeds the pre-authorized...]]></description>
		<content:encoded><![CDATA[	The card issuer received a claim by a cardholder that:

The merchant was notified to cancel the recurring transaction or that the
cardholder’s account was closed but has since billed the customer.
The transaction amount exceeds the pre-authorized...]]></content:encoded>
		<wfw:commentRSS>Corey</wfw:commentRSS>
	</item>
	<item>
		<title>PCI Compliance - A Review of Consumer Benefits</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=393</link>
		<comments>http://www.mymerchantaccountblog.com/permalink.asp?id=393#comments</comments>
		<pubDate>Wed, 30 Nov 2011 12:46:57 GMT</pubDate>
		<dc:creator>Corey</dc:creator>
		<category>Uncategorized</category>
		<guid isPermaLink="false">http://www.mymerchantaccountblog.com/permalink.asp?id=393</guid>
		<description><![CDATA[Credit cards are a must have for small and medium sized businesses today. Without 
them, businesses will lose out on higher revenue, improved customer service and 
overall faster growth. Unfortunately, with all these
merchant account benefits comes...]]></description>
		<content:encoded><![CDATA[Credit cards are a must have for small and medium sized businesses today. Without 
them, businesses will lose out on higher revenue, improved customer service and 
overall faster growth. Unfortunately, with all these
merchant account benefits comes...]]></content:encoded>
		<wfw:commentRSS>Corey</wfw:commentRSS>
	</item>
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