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	<title>My Merchant Account Blog</title>
	<link>http://www.mymerchantaccountblog.com/</link>
	<description>Helping Merchants to Understand the Credit Card Processing Industry, Electronic Payment Gateways, and Preventing Fraud</description>
	<language>en-US</language>
	<pubDate>Thu, 1 Dec 2011 19:29:47 GMT</pubDate>
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	<item>
		<title>Visa Chargeback Reason Code 75 - Transaction Not Recognized</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=404</link>
		<dc:creator>Corey</dc:creator>
		<description><![CDATA[The card issuer received a complaint from a cardholder stating that the
transaction appearing on the billing statement is not recognized. This reason
code applies to both card-present and card-absent transactions.
Most Common Causes
The merchant...]]></description>
		<pubDate>Thu, 1 Dec 2011 19:29:47 GMT</pubDate>
		<guid>http://www.mymerchantaccountblog.com/permalink.asp?id=404</guid>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 74 - Late Presentment</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=403</link>
		<dc:creator>Corey</dc:creator>
		<description><![CDATA[The transaction was not processed within the required time limits and the
account was not in good standing on the processing date, or the transaction was
processed more than 180 calendar days from the transaction date.
Most Common Causes
The merchant...]]></description>
		<pubDate>Thu, 1 Dec 2011 19:28:24 GMT</pubDate>
		<guid>http://www.mymerchantaccountblog.com/permalink.asp?id=403</guid>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 73 - Expired Card</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=402</link>
		<dc:creator>Corey</dc:creator>
		<description><![CDATA[The card issuer received a transaction that was completed with an expired card
and was not authorized.
Most Common Causes
The merchant accepted a card after its expiration or “Good Thru” date and did
not obtain an authorization approval from the...]]></description>
		<pubDate>Thu, 1 Dec 2011 16:38:07 GMT</pubDate>
		<guid>http://www.mymerchantaccountblog.com/permalink.asp?id=402</guid>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 72 - No Authorization</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=401</link>
		<dc:creator>Corey</dc:creator>
		<description><![CDATA[The card issuer received a transaction for which authorization was not obtained
or authorization was obtained using invalid or incorrect transaction data.
For Automated Fuel Dispenser (AFD) transactions, the card issuer may only
chargeback the amount...]]></description>
		<pubDate>Thu, 1 Dec 2011 16:26:51 GMT</pubDate>
		<guid>http://www.mymerchantaccountblog.com/permalink.asp?id=401</guid>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 71 - Declined Authorization</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=399</link>
		<dc:creator>Corey</dc:creator>
		<description><![CDATA[The card issuer received a transaction for which authorization had been
declined.
Most Common Causes
The merchant or service establishment attempted to circumvent or override a
declined authorization using one of the following methods:

Forced...]]></description>
		<pubDate>Thu, 1 Dec 2011 16:12:39 GMT</pubDate>
		<guid>http://www.mymerchantaccountblog.com/permalink.asp?id=399</guid>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 62 - Counterfeit Transaction</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=398</link>
		<dc:creator>Corey</dc:creator>
		<description><![CDATA[The card issuer received a complaint from the cardholder claiming that he or she did not authorize or participate in the transaction.
Most Common Causes
Counterfeit card was used for a magnetic stripe or chip-initiated transaction that
received...]]></description>
		<pubDate>Wed, 30 Nov 2011 13:26:56 GMT</pubDate>
		<guid>http://www.mymerchantaccountblog.com/permalink.asp?id=398</guid>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 60 - Illegible Fulfillment</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=397</link>
		<dc:creator>Corey</dc:creator>
		<description><![CDATA[	The card issuer requested and received a transaction receipt or substitute
transaction receipt and the account number or amount is illegible.
Most Common Causes
The merchant submitted a transaction or substitute sales receipt with an
account number...]]></description>
		<pubDate>Wed, 30 Nov 2011 13:26:15 GMT</pubDate>
		<guid>http://www.mymerchantaccountblog.com/permalink.asp?id=397</guid>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 57 - Fraudulent Multiple Transactions</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=396</link>
		<dc:creator>Corey</dc:creator>
		<description><![CDATA[The card issuer received a claim from the cardholder, acknowledging
participation in at least one transaction at the merchant outlet but disputing
participation in the remaining transaction. The cardholder also states the card
was in his or her...]]></description>
		<pubDate>Wed, 30 Nov 2011 13:25:03 GMT</pubDate>
		<guid>http://www.mymerchantaccountblog.com/permalink.asp?id=396</guid>
	</item>
	<item>
		<title>Visa Chargeback Reason Code 41 - Cancelled Recurring Transaction</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=394</link>
		<dc:creator>Corey</dc:creator>
		<description><![CDATA[	The card issuer received a claim by a cardholder that:

The merchant was notified to cancel the recurring transaction or that the
cardholder’s account was closed but has since billed the customer.
The transaction amount exceeds the pre-authorized...]]></description>
		<pubDate>Wed, 30 Nov 2011 12:57:16 GMT</pubDate>
		<guid>http://www.mymerchantaccountblog.com/permalink.asp?id=394</guid>
	</item>
	<item>
		<title>PCI Compliance - A Review of Consumer Benefits</title>
		<link>http://www.mymerchantaccountblog.com/permalink.asp?id=393</link>
		<dc:creator>Corey</dc:creator>
		<description><![CDATA[Credit cards are a must have for small and medium sized businesses today. Without 
them, businesses will lose out on higher revenue, improved customer service and 
overall faster growth. Unfortunately, with all these
merchant account benefits comes...]]></description>
		<pubDate>Wed, 30 Nov 2011 12:46:57 GMT</pubDate>
		<guid>http://www.mymerchantaccountblog.com/permalink.asp?id=393</guid>
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