My Merchant Account Blog

Vetting the Transaction - Verified by Visa and MasterCard Secure Code

Friday, January 08, 2010

Personally, we were never supportive of this feature from Visa and MasterCard, known as Verified by Visa (VBV) and MasterCard Secure Code (MSC) - Verified By Visa - MasterCard Secure Code: Things You Should Know.  One of the bigger reasons was because the merchant had to add to the checkout process and a lot of times, this feature would time out on the consumer during the checkout process, and the merchant might lose the sale.  Many merchants had complained about this feature even online and decided against it.

The Quantum Gateway though might have helped merchants by adding VBV / MSC into their gateway.  This requires no extra development, and the merchant can easily turn off this feature at any time in the Virtual Terminal.  This helps the checkout process with the merchant since everything is handled by the electronic payment gateway.

Maestro Branded Card

Another benefit of using MSC allows the merchant to accept Maestro branded cards.  Contact your merchant account provider for more details.

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